Insurance that turns on only when your risk is real.
healloop.in watches your environment & movement in real time and predicts high-risk windows. Cover auto-activates during those minutes and pauses when you’re safe — so you never overpay.
Why healloop.in is different
Traditional insurance keeps you locked into long, expensive policies. healloop.in flips the model with predictive, short-burst cover that follows your real-time risk.
Pay only during risky hours
Smart micro-sessions (6–12 hours) auto-trigger when your risk score crosses a threshold — commutes, night rides, bad weather or unsafe zones.
Understands where & how you move
Uses GPS, motion sensors, weather feeds and time-of-day to forecast risk, without manual check-ins every time you step out.
Crash & fall detection
Sudden impact patterns can trigger SOS flows, share your live location and start claim steps while you focus on getting help.
Built for tight budgets
Load a small wallet and let healloop.in deduct tiny amounts per active session — ideal for students and gig workers.
How it works
A simple three-step loop runs silently in the background while keeping you in full control of your data and cover.
1 · Sense
With your permission, the app reads motion, GPS and context signals securely from your phone to understand your environment.
2 · Predict
The AI engine converts that data into a risk score out of 100 and classifies it into low, medium or high, updated every few minutes.
3 · Protect
When risk is high, a micro-policy activates with partner insurers. When conditions return to safe, cover is paused again automatically.
Built like a modern AI-native stack
healloop.in combines edge sensing on device with cloud-side analytics and insurer integrations — ready for India-first deployment and global rollout.
Mobile app
Flutter / React Native front-end with real-time dashboards and offline-friendly design.
Backend & data
Event-driven backend with logs, analytics and session history stored securely.
AI risk engine
Models trained on mobility, environment & behavior patterns to compute real-time risk.
Insurance & payments
APIs with insurance partners and seamless micro-payments via UPI Autopay/Razorpay.
Get early access to predictive micro-insurance for campuses, fleets and urban commuters. Help shape the product before public launch.